First in Opportunity

FirstCity began operations in 1986 as a specialty financial services company focused on purchasing and resolving loans and other portfolio assets. At the time, the secondary market for trading debt instruments was in its infancy with few participants. As the acceptance and efficiency of this evolving process grew so did FirstCity. Even then, we recognized the opportunity that remains the cornerstone of our business and growth strategy.Today we acquire, service and manage a wide variety of financial assets including performing and non-performing commercial and consumer loans in markets around the globe. To date, we have acquired assets with a face value in excess of $9 billion.

Our core services include:

• Debt Purchases
• Due Diligence Underwriting
• Loan Servicing and Management
• Debt Obligation Negotiation and Resolution

FirstCity 's fundamental business model is proven. Our ability to generate opportunities across a wide range of businesses, industries and geographies is unsurpassed. Our strategic alliances with substantial equity partners across the globe enable us to operate with agility and efficiency. The ability of our underwriters, asset managers, in-house attorneys and accountants is unmatched.

The FirstCity advantage:

For banks, credit unions, insurance companies and other financial institutions:
FirstCity provides the opportunity to quickly dispose of under and non-performing debt and assets - secured or unsecured, highly collateralized or not. With FirstCity's help, you stop wasting time and money managing under-performing assets and start focusing on your core business.

For individuals and organizations with debt:
FirstCity represents the opportunity to start anew and make things right. We look for viable and creative strategies. It's in our best interest to work with you. We're here to help.

For more information, contact us at 800.247.4274 or email us at info@fcfc.com